Don’t want to risk having your bank details stolen or clon by cybercriminals while shopping online? An excellent strategy is to opt for virtual cards, which are disposable and highly customizable.
Virtual crit cards: how they work and why they are safer
When it comes to online shopping, there are undoubtly many fears surrounding this process — and one of the most common is having your crit (or debit) card clon in a virtual scam.
After all with the rise of e-commerce Cybercriminals are increasingly
committ to defrauding unsuspecting Internet users. You may end up coming across a fake store that perfectly mimics the website of a famous retailer, or simply be the victim of a data breach.
Just imagine: after doing a lot of research model retouching on the product you want, you find it for sale in an online store that you trust. You make the purchase using your crit card and, a few minutes later, several random transactions start to appear as notifications on your bank’s app — and that’s when you realize you’ve fallen into a trap. Sometimes it’s even possible to dispute fraudulent transactions with your bank, but even if you’re successful, the process won’t be easy.
What many people don’t know is that most financial institutions already offer a very useful feature to ensure a higher level of security when making online purchases. We’re talking about virtual cards, design exclusively for purchases in digital stores and which can be generat and delet at any time. This is a much more practical, quick and flexible way to make purchases and, without a doubt, the best alternative in terms of security.
So, how do they work It’s very simple
After opening a bank account, you will naturally receive a physical card at your home, which is and will always be your main card (and can also be അല്ലെങ്കിൽ എന്തിനാണ് ബിസിനസ്സ് കാർഗോ കൾട്ടുകൾ വിപണനം ചെയ്യുന്നത് us to make withdrawals and purchases in person at any commercial establishment’s ATMs). However, through your bank’s app, you can also create a virtual card, which can only be us for online purchases. This card does not have a physical representation, only a number, expiration date and verification code.
Most virtual cards issu today can be customiz and delet according to the user’s nes. Let’s say you want to “pay to see” and make a purchase worth R$399 in an online store that doesn’t inspire much trust. Simply generate a specific virtual card for this transaction, set its limit to exactly R$399 and then delete it from your account to prevent any malicious use. At some aleart news banks, you can create and delete as many virtual cards as you want!